Opportunism in Healthcare. Prior to engaging in
this discussion, please read Chapter 12 in the text, read the Rice (1997) and
the Korda and Eldridge (2011) articles, and review any relevant Instructor
Guidance. It is suggested that you also take a moment to review a few of the
recommended articles to glean any potential helpful information.
Opportunism in health care is especially perceptible in the health insurance
markets. Consider the area in which you live, specifically your state and local
communities. Evaluate the social-cultural issues that are influencing adverse
selection in insurance markets. Propose some strategies for reducing adverse
selection in health insurance within these markets. Develop a microeconomic
model that is responsive to your local service demands. Communicate how these
issues are relevant to the economics of the greater U.S. health care system.
What are the future implications with the Affordable Care Act?
